Friday, May 13, 2011

Newlywed and Pregnant: Questions to Ask Before You Decide to Have a Baby

My husband and I have had a very eventful two years. We dated for nine months, were engaged for eight months, and eight months later, found out we were pregnant with our first baby as we were preparing to move into our first house. It wasn't a surprise; we had decided to try, and we were both extremely excited by the news. But pregnancy and impending parenthood have certainly changed our new marriage in ways we didn't necessarily think about before making the decision. If you and your new husband are contemplating adding to your family, here are a few questions you might ask yourselves.

Do you have a clear picture of your finances?
My husband and I had just purchased our first home when we found out we were pregnant. We had been keeping a very strict budget and felt confident that we could cover the additional costs a child would add. But the problem was, we hadn't been homeowners yet, and we couldn't have foreseen what our budget would actually look like when we added in the expenses of caring for a home. If you are considering having a baby, make sure you know what your typical month-to-month expenses are like, that you aren't getting ready to make any other big changes in the near future, and that you have spent some time considering how a child will affect your budget, from diapers to daycare.

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What other questions are important to ask before having a baby?

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